ffiec.gov-cra_disclosure-1996e2009-d11-3.1.1 Last Update: 2020-10-23T19:12:23
Multi-year CRA disclosures for small business originations, per county, year and bank.
The Community Reinvestment Act was enacted by congress in 1997 to encourage investment in underserved communities. The Act requires lenders record and publish data about loans on a per-community basis, specifically, Census tracts and MSAs. The Disclosure reports record individual lender's loans for MSAs, broken out by loan value and the Median Family income of tracts.
The original data releases are difficult to use, as each year's disclosures are packages as fixed-width records with all 6 tables in a single file, requiring substantial effort to extract specific record. This data package collects the Small Business Loan origination disclosure records ( D1-1 ) for the years 2010 to 2015, inclusive.
This data package includes years 1996 through 2009. Another data package includes the years 2010 on.